There is a saying: “money is the root of all evil”. In truth, money is neither inherently good nor evil — it is just a tool. We all have the power to effect change in our own lives; in truth, a negative mindset towards money may even repel prosperity from you!
By changing your attitude and inner dialogue when it comes to money, you can have a healthier relationship with finances and begin to manifest money in your life.
To get you started I have created a FREE printable with 10 frugal living affirmations that will harness the power of positivity and help you manifest wealth as you strive to reach your financial goals.
(Scroll to the bottom to get the printable if you are already familiar with affirmations and how they work. If not, keep reading this guide on how to use affirmations so you can maximize your outcomes.)
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The power of manifestation.
To the religious, it’s “the power of prayer”.
To parapsychologists and philosophers, it’s “mind over matter”.
To the swagalicious, it’s “fake it ’till you make it”. 😉
There have been many studies that show affirmations, both positive and negative, can effect actual change in peoples lives, from education to weight loss to work-related stress.
The idea that we can use positive thinking to manifest actual mental, physical, or environmental change is not a new concept.
In 2006, the feature-length film The Secret was released and soon followed by the book, which became a worldwide sensation.
(If you have a subscription to Netflix, you can now watch the movie there! It’s great as a reference for positive affirmations.)
Basically, the premise of The Secret is a three-step process: ask, believe, receive.
Positive affirmations work the same way.
I remember reading an article from a (former) non-believer who who went from “affirmations are a crock of s—” to a total convert when birth affirmations made her home birth more bearable.
She decided to try money affirmations and was able manifest some very interesting opportunities.
I also have personal experience with the power of affirmations.
Two True Stories
My husband grew up in extreme poverty in rural China.
I grew up in a middle-class family, but have lived independently since age 18 due to my parents illnesses and deaths.
Neither of us had childhoods that supported success and prosperity, yet here we are, all due to belief in and commitment to a frugal lifestyle.
Between my husband and myself we:
- Collectively paid off $50,000 in debt soon after graduating
- Have owned and sold our own home
- Currently live completely debt-free
- Save 50% of our income every year
- Began side hustles that are increasing our income even faster
- Have saved about half of our goal for early retirement – and we have very high goals 😉
Ask, Believe, Receive.
How to Ask
In order to do affirmations properly, there are some rules that you need to follow.
Use First Person
Use the pronouns “I, me, my” etc.
You should identify yourself both in your own mind and to the universe as the person who will be receiving what you are asking for.
Always use positive words, never negative
Never include words like “never, not, do not” etc. The universe may not recognize the negation.
So if you say, “I do not have problems with money” it may become “I have problems with money.”
Remember, these are positive affirmations — we need to keep the language positive!
Believe it to be true
Speak as if it already exists
When you speak your affirmations, you need to say them as though you are living currently under these conditions. As though they already exist in your life.
If you speak as if it is true, it will become so (remember, fake it ’till you make it).
Feel the affirmation
When you speak the affirmation, you should try to imbibe it with as much emotion as possible. This makes it more “real”.
Feel that your financial situation is absolutely comfortable and secure.
What would financial security feel like to you?
Perhaps you imagine yourself relaxing on a beach, free from money worries or in a calm forest surrounded by green, comfortably secure in the knowledge that you have enough money.
The more emotions you can pour into these affirmations, the more powerful they will be!
Visualize yourself prosperous and happy.
Joyfully receive what the universe provides to you.
Never look a gift horse in the mouth and use negative thoughts, such as “I don’t deserve this opportunity.”
You deserve it! Believe that and it will be so.
How frequently should you do these affirmations?
Make sure that you complete these affirmations three times each day! Once in the morning, once in the afternoon, and once before bed.
You can say them, write them out, or read them to yourself.
These affirmations can be completed in about 5 minutes — that is only 15 minutes out of your day to start manifesting wealth!
In the beginning you might feel a little embarrassed and that’s ok.
Just keep doing them and the frugal living affirmations will begin to feel more natural.
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